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Cryptos beyond currencies

Cryptocurrency is a form of digital currency that uses cryptography to secure its transactions, control the creation of new units and verify the transfer of assets. Unlike traditional currencies issued by governments and governed by financial institutions, cryptocurrencies operate on decentralized networks and use blockchain technology to record and validate all transactions. The first and most famous cryptocurrency is Bitcoin, which was created in 2009 by a person (or group) going by the pseudonym Satoshi Nakamoto. Since then, many other cryptocurrencies have emerged, each with its own specific characteristics and uses. One of the main advantages of cryptocurrencies is their decentralization. Unlike traditional currencies, which are controlled by central banks and governments, cryptocurrencies are managed by a network of computer nodes spread around the world. This means that no single entity can exercise absolute control over the currency, which can be seen as a positive aspect in terms of independence and resilience in the face of financial crises.

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The advantages of self-employment

Being self-employed offers many advantages that are attracting more and more people to embrace this way of working. Whether you're a freelancer, entrepreneur or self-employed, this form of employment presents unique opportunities and freedoms. In this article, we'll explore some of the key benefits of being a freelancer. Time flexibility: One of the main advantages of being self-employed is time flexibility. Unlike a traditional job with fixed hours, you have the power to decide when, where and how long you work. This allows you to better balance your professional and personal life, adapting your schedule to the demands of your daily life. You can take breaks when you need to, avoid rush hours and take advantage of quiet moments to work more efficiently. Autonomy and decision-making: As a freelancer, you're your own boss. You make all the important decisions about your work, from the projects you choose to take on to the rates you charge your customers. This autonomy allows you to shape your career according to your own values, passions and goals. You're not constrained by corporate policies or hierarchies, allowing you to develop your business in creative and innovative ways.

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How can I top up my retirement?

Retirement is a major concern for many people. Supplementing your retirement income is essential to maintaining a comfortable standard of living and ensuring long-term financial security. In this article, we'll look at some effective solutions to boost your income and guarantee a peaceful retirement. Regular savings: One of the simplest and most effective solutions for supplementing your retirement is to start saving regularly as soon as possible. Regular savings, even in small amounts, can add up considerably over the long term, thanks to compound interest. Choose an appropriate savings account or retirement plan and set aside an amount each month. The aim is to create a financial cushion for your retirement years. Supplementary pension plans: Many employers offer complementary pension plans, such as company pension schemes or defined contribution pension plans. These programs allow you to make regular contributions during your working life, and your employer can also contribute to these funds. They are an excellent way to build up additional savings for retirement. Investing in the stock market: Investing in the stock market can be a viable option to supplement your retirement. Investments in stocks, bonds or mutual funds can generate

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